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Top of the Gulf Studio , Panama City Beach , Florida Vacation Rental by Owner

Top of the Gulf, Panama City Beach Vacation Rental Studio

  •  770-401-6820
    09:00 am - 11:00 pm
    Eastern Time Zone (UTC-05:00)

  • Bedrooms:
  • Bathrooms:
  • Sleeps:
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Last Updated: 05/27/2020

no service fees


~*STARFISH STUDIO*~ Clean, bright, BEACHFRONT--> FREE chairs in season

Get a total cost for your dates and book directly online at

We call it the Starfish Studio and this beauty is beachfront, bright, comfortable and perfect for relaxing during your getaway to one of the world’s most beautiful white sand beaches.

With tremendous views of the sand, surf and the pool, it is ideally located on the 5th floor. Inside features two new queen beds, a table for 4, two recliners, a flatscreen TV with HD cable service, private high-speed internet, and a kitchenette that offers all appliances needed for meals or snacks. 

One bathroom offers granite countertops and a tub/shower combo with new shower head and fresh linens.

Open the large bay window to hear the waves and smell the salt air. While there are not private balconies at this resort, every floor offers a large, communal balcony with comfy chairs to enjoy. And when you're ready to head out each day, we offer *COMPLIMENTARY BEACH SERVICE* - enjoy two chairs and an umbrella every day of your stay (March-October). No lugging your own--we're all about convenience for guests on vacation.

For those who prefer a cozier resort rather than a large megaplex, Top of the Gulf Resort is unquestionably the best option directly on the Gulf. In the highly sought-after Thomas Drive area, this is one of the best-maintained complexes offering all the beachside amenities you want to complement your vacation. The grounds and landscaping are gorgeous and the pool is stunning with a fun, oversized Adirondack chair and large swing alongside. A kids' pool is ideal for little ones, and ample NEW pool chairs are available. Check out the shuffleboard court and cornhole boards for games in the sun or an inside game room gets you away from the heat for some billiards or fuse ball. Right next to the pool is our internet cafe offering high-speed wifi in a shaded setting. And there is a fitness room on property as well.

Getting to the sand is easy since Top of the Gulf is located directly on the beach, and we even have a temporary home for your sandals and flip-flops as you head out. Returning from a day in the surf and sun, you are welcomed by surfboard-style showers, amble chairs overlooking the water, and shade if you desire it. 

Pool and surfside sits our Surf Snack Shack with a delicious menu of eats and drinks (adult beverages and otherwise). Or you can grill up your own fare on the provided guest grills. 

Laundry facilities are located throughout the complex.

We cannot say enough about the outstanding premises and amenities at the Top of the Gulf. If you like an intimately-sized resort (200 units) that is immaculate and offers all you want for a relaxing day at the beach at a great price, look no further!

NOTE: Window Opens but no Private Balcony - $20 parking/amenity fee is required by the Resort to be paid at check in.




From/To Nightly Weekend Weekly Monthly Min Nights
$185.00 -- -- -- 3
$250.00 -- -- -- 7
$185.00 -- -- -- 3
$160.00 -- -- -- 3
$200.00 -- -- -- 3
$135.00 -- -- -- 3
$150.00 -- -- -- 3
$135.00 -- -- -- 3
$90.00 -- -- -- 2

Refundable Damage Deposit: $300

cleaning fee: $80.00

Taxes: 13%

Check-In Time:   4:00 PM

Check-Out Time: 10:00 PM


  • DVD Player
  • TV/DVD
Home Office
  • High Speed Internet Access
Bedroom Setup
  • 2 Queen Beds


Panama City Beach Florida Activities
  • Club La Vela
  • Panama City Airboat Tours
  • Paradise Adventures Catamaran
  • Pier Park
  • Shell Island
  • Captain Anderson's Marina
  • Flippers Dolphin Tours
  • Gulf World Marine Park
  • Island Time Boat Tours
  • Jet skis - Adventures at Sea
  • Lagoon Pontoons
  • Panhandle Helicopter
  • Sandpiper Tiki Bar
  • Shipwreck Island Water Park
  • Wonderworks
  • Aerial Adventures
  • Aqua Park
  • Barnacle Bay
  • Beachfront Adventure Park
  • Bike the Beach
  • Bubble Soccer LOCO
  • Cobra Adventure Park
  • Coconut Creek Park
  • Dave & Buster's
  • Mirror Maze & Laser Craze
  • Emerald Falls Family Rec Center
  • Frank Brown Park
  • Fun Land Arcade
  • Goofy Golf
  • Hidden Lagoon
  • Indy Speedway
  • Island Air Express
  • PCB Aquatic Center
  • Skydive Panama City
  • Duck Adventure Tours
  • The Grand Theatre
  • Wild Thang Airboat Tours
  • ZooWorld
  • Scampys Seafood
  • Marcus' Gulf Pizza
  • Escape Zone 60
  • Bike Rentals
  • Golf Cart Rental
  • Local Fitness Center
  • Reel Contender Fishing Charter
Panama City Beach Florida Restaurants
  • Andy's Flour Power
  • Another Broken Egg
  • Billy's Oyster Bar
  • Bonefish Grill
  • Boon Dock's Restaurant
  • Capt. Anderson's
  • Finn's Island Style Grub
  • Firefly
  • Harpoon Harry's
  • Hook'd Pier Bar and Grill
  • Liza's Kitchen
  • Mike's Cafe and Oyster Bar
  • Moe's Original BBQ
  • Schooners
  • The Back Porch
  • The Boar's Head
  • The Terrace Restaurant
  • Saltwater Grill
  • Dee's Hang Out
  • Dusty's Oyster Bar
  • The Wicked Wheel
  • Bayou on the Beach
  • Ketana Restaurant
  • Margaritaville
  • Montego Bay Seafood
  • Angelo's Steak Pit
  • Pompano Key
  • Sharky’s Beachfront
  • Hammerhead Fred's
  • Pompano Joe's
  • Carrabba's
  • Spinnaker Beach Club
  • David's Cafe
  • Dat Cajun Place
  • Chicken Salad Chick
  • Runaway Island
  • Dirty Dick's Crab House
  • Shuckums Oyster Pub
  • Dick's Last Resort
  • Edgewater Waffle Shop
  • Red Rae's
  • Jeannie's One Stop Diner
  • Pineapple Willy's
  • Salty Sue's
  • The Egg and I
  • Thomas Donut Shop
  • Salvatore's Pizza
  • Triple J Steak & Seafood
  • J Michael's
  • The Wharf Seafood Buffet



Ronnie Means

Very nice condo, beautiful and clean--inside and out!    Oct 05, 2019

review star

Just stayed at Top of the Gulf for a week, and our condo was awesome! Beautiful inside and out we will be back for sure!!! So many good restaurants near by too, Dat Cajun plan, Hammerhead Fred’s, and some bakery we ate breakfast at. lol. We also saw dolphins in the ocean daily, we will be back for sure!


Richie Lopez

Clean, fresh, everything you need!    Sep 21, 2019

review star

Megan’s place was awesome! It was clean, smelled fresh and had everything you need in the kitchen. Megan was a great host. We had a small issue at check-in with the condo staff and a call to Megan resolved everything. She was also very accommodating with all our needs and her restaurant recommendations were all spot on:) The condo is beachfront, nice pool and the beach chairs were very nice and convenient. We had a wonderful time and recommend Megan’s place 100%!!


Jerry Alson

Great location right on the beach    May 15, 2019

review star

Nice clean place, and Megan was super helpful. Great location right on the beach.


Shelley Butler

Will be back!    Apr 18, 2019

review star

This Top of the Gulf location is a very peaceful private condo. Very nice. Will definitely visit again!


Sharon Stevens

Great Room and View    Apr 12, 2019

review star

Property was clean well groomed. Everyone was so friendly.


Mary Elizabeth Robertson

Perfect size, cute decor, superb view, very clean    Apr 04, 2019

review star

We stayed at Megan and John Hicks's condo at Top of the Gulf for spring break and were absolutely thrilled with it. It was me, my husband, our 8 year-old son and his friend. The location in PCB was excellent (Thomas Dr), and the complex was perfect. Not so big you got lost and right on that gorgeous beach. What we couldn't believe was how well kept it was. Usually, salt water does some damage to paint and whatnot. It's bound to happen but you didn't see that here. Everything was spotless, including the lobby, the pool and area around it, even the elevators! The condo itself was exactly what we wanted in a beach place--light, airy, easy-going, well-equipped and I love the decor. I especially loved opening the window to hear the ocean but we didn't have to worry about the boys throwing anything off a balcony--haha! We will be back! 


Joellen Mills

Perfect PCB Place    Mar 24, 2019

review star

We had the best week staying in this condo! It was perfect for three of us. Megan was very quick to respond to my questions before booking and provided very detailed information once I had placed my reservation. The unit is updated, spotless, and very “beachy”. The owners provided us with everything we needed for the week. The building is clean and maintained and has a huge parking lot so parking was never an issue. Above all else, you just can’t beat the spectacular view of the pool and Gulf from this place. Great spot! Will definitely book again.


Charlene Rountree

Pleasantly Surprised    Mar 21, 2019

review star

Megan was friendly and made the booking process easy. Check in was efficient, and the door code was easy to remember because she programs it to be the last four of your phone number! We were pleasantly surprised to see the studio was just like the pictures online. Nice, very clean, and beds were very comfortable. Especially enjoyed the beach service was included with the room rate. The studio was perfect for our long weekend visit. The pool area was arranged nicely, and there was plenty of space. We enjoyed playing shuffleboard and cornhole at the pool. Snack bar and tables were a nice touch. The resort is within walking distance to Pineapple Willy's, a nice ice cream shop, pizza place and other restaurants. The resort was kept immaculate and everyone we encountered was friendly! We will definitely be back.


Belinda Hidle

5 Star Host; 5 Star Condo & Resort!    Feb 01, 2019

review star

We stayed at Top of the Gulf in the condo owned by Megan Hicks for 6 weeks. Hurricane Michael caused us to vacate our home. We are lucky because the Panama City beaches suffered very little damage and most condos surrounding us had mainly cosmetic damage. During our stay, we did not have to deal with any construction on this facility; it is in immaculate condition. The resort is family-friendly and amazingly clean. Our personal condo also gets all 5 stars. It is spotless and very comfortable. My favorite feature is being able to leave a window open on a cool night and listen to the waves crash. Our granddaughter loved the pools, shuffleboard and walking on the beach. This unit has an amazing view of it all and the hosts were very helpful in making our stay a great memory.